If there's one lesson from this year's wild ride on Wall Street, it's this: Stuff happens, and it's better to have a plan in place before unexpected events turn your financial life upside down.
Thanksgiving is right around the corner and the hectic holiday season is coming soon, so there's no better time to get your money matters in order and nail down a 2016 game plan.
"Now's the time," says Chris McMahon, president and CEO of Pittsburgh-based McMahon Financial Advisors. "Things get too hectic around the holidays, and it's tough to review financial things in detail."
Money stuff you need to address includes your investment portfolio, debt load, retirement savings and insurance needs.
Here's a checklist of what your annual financial checkup should include:
"Financial housekeeping and planning now can be the difference between having a successful retirement or not," McMahon says.