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​Helping You Build A Better Financial Future

Education Planning 

The education of children and/or grandchildren is often a very important goal for our clients. Especially for young families, the rising cost of education makes paying for this a challenge.
With education planning, we conduct an analysis to project the expected costs of education from primary school through higher education. Within the context of your financial plan and circumstances, we help you develop a strategy to effectively prepare for these costs. Finally, we help you select the most effective savings vehicle which may include a 529 college savings plan, a trust for your child, or a Uniform Transfer to Minors Act (UTMA) account.

The State of Arizona also provides an annual Arizona state income tax deduction for 529 plan contributions of up to $2,000 for individual tax filers, and up to $4,000 for married couples filing jointly.

Gift Tax and Estate Tax Benefits 
The 529 plan are partially exempt from gift tax. You can contribute up to $15,000( $30,000 for married couples) annually per beneficiary, or up to $75,000 ($150,000 for married couples ) over a five- year period, without triggering the gift tax. 

Gifts are excluded from your estate, so investing in a 529 Plan can be a smart strategy to reduce your estate tax.

Take The First Step - Schedule Your Complimentary Initial Consultation Today!
BOOK A FREE CONSULTATION
Schedule time with me
 
Floyd Financial Services LLC ("Floyd") is a registered investment advisor ("RIA") located in the State of Texas. Floyd provides investment management and financial planning services for clients in Texas and other States. Chase Floyd, President of Floyd, is also a licensed insurance agent.  Floyd will register and maintain all applicable licenses as required by the various states in which Floyd conducts business, as applicable. Floyd renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
 
This web site is intended to provide general information about Floyd. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies and to be able to contact us for further information.
 
Floyd will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. The Disclosure Brochure and Supplement are updated at least annually and available upon request. You may also obtain a copy on the SEC website at http://adviserinfo.sec.gov. 

Contact
(602) 380.3182
Chase@FloydFS.com

Phoenix Office 
3920 E. Indian School Rd.
Suite 8
Phoenix,AZ 85018 



​
  • Home
  • Services
    • Financial Planning
    • Investments
    • Life Insurance
    • 529 College Savings Plan
    • Tax Preparation
  • About
  • Contact